CBIZ Sattler Adventure Sports Blog

Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.

Ward, Hayden
/ Categories: BLOG Articles

Child-Proofing Your Outfitter & Guides Business

Accommodating Children at Your Outdoors Business

There’s nothing better than seeing the world through the eyes of a child. Children give us the ability to have a completely different experience when partaking in an adventure sport. Whether it be white-water rafting, horseback riding or hiking, each activity is a new, exciting adventure full of wonder and joy. The best guides will help children learn about the great outdoors and encourage them to overcome their fears.

Introducing children to a new experience may sound a little intimidating. Here are several considerations your business should keep in mind to ensure a smooth and safe adventure for youth explorers.

Establish Rules Upon Arrival

Children need structure and rules when exploring the great outdoors. Keeping them safe is top priority when establishing basic rules such as staying on the trail, being aware of your surroundings, and not leaving the group, etc. Rules and guidelines keep children (and adults) from getting into trouble. The goal is to prevent injuries and make the excursion happy for the entire family.

Activity-Related Risks

The activity is the highlight of the excursion for many participants, but they can also result in injuries if proper precautions are not taken. Here are three common activity-related risks and how to mitigate them:

  • Before children start an activity, staff should ensure appropriate equipment is being used. The equipment should be the right size for each child. It should also be inspected prior to use to ensure it’s in good condition.
  • Make sure children are using appropriate and properly fitted protective equipment.
  • Have sunscreen available for children who need to re-apply.
  • Explain that helmets only offer some protection — no helmet is concussion-proof.
  • Teach children to stretch beforehand to reduce the risk of strains or other injuries.


Water Safety

Unfortunately, drowning is a high risk for children. To ensure every child is safe, monitor them closely in the water. Lifesaving equipment should be available at all times. All staff should be trained in CPR and other basic first aid. If children will be swimming at an unknown location, research relevant information beforehand, including anything you need to know about depth and currents.

Keep Them Cool In The Heat

Heat exhaustion is more prevalent in children than adults because their bodies heat up faster. Kids may have a difficult time explaining that they’re over-heated, so it’s crucial to pay close attention. Provide lots of water and bring plenty of snacks. Taking frequent breaks can allow time to cool off in the shade and make sure they aren’t being pushed too far.

Premises Risks

Buildings, property and surrounding areas can pose risks to children if they aren’t properly maintained. Slips, trips and falls can easily occur if they are rushing or not paying attention on uneven ground. These incidents can result in bruising or fractures. Tips to minimize these incidents include:

  • Keep walkways clear of obstruction.
  • Clean up all spills immediately.
  • Maintain good lighting in all necessary areas.
  • Fix any hazards immediately after noticing them.
  • Ensure children are wearing proper footwear.

Properly maintaining the premises can reduce the risk of injuries and accidents.

Guiding The Next Generation Safely

As the saying goes, ignorance is bliss however, when it comes to running a successful adventure sports business, it’s better to be overly prepared. Get the protection you need today and request a free CBIZ Sattler Adventure Sport Insurance quote.

This blog may contain scenarios that are provided as examples only. In an actual claim situation, coverage is subject to the terms, conditions and exclusions of the policy issued. The information provided is general in nature and may be affected by changes in law or the interpretation of such laws. The reader is advised to contact a professional prior to taking any action based upon this information.

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CBIZ Sattler Adventure Sports Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of adventure sports businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a policy coverage to meet the needs for those in the recreation and outfitting industries. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.