Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.
At the end of a long day, nothing compares to the warmth and peacefulness fire brings. However, building and managing a campfire with a group of people comes with major responsibility as a fire can quickly become a hazard. Not only can a single campfire be the reason for a wildfire, but it could also leave others severely burned.
Heat can be deadly by pushing the human body beyond its limits. A heatwave, an extended period of extreme heat that is often accompanied by high humidity, can be dangerous and even life-threatening for people who don't take the proper precautions. In a typical year, approximately 175 Americans succumb to the demands of the summer heat.
Offering employee benefits can be extremely beneficial to your adventure sports business. Though they may sound complicated or even expensive, they have the ability to improve several areas within your business such as hiring and retaining employees. The process of selecting, implementing and administering a benefits program can take time, however, once you get it right, it can actually help you in more ways than one.
If your business employs individuals who are vital to its success, key-person life insurance or key-person disability insurance can help protect you from chaos caused by their abrupt absence. These insurance solutions can give your organization options other than immediate bankruptcy should you lose your company’s key person or people without warning.
According to the Food and Drug Administration, approximately 85 percent of the population will develop an allergic reaction when exposed to poison ivy, oak or sumac. As a result of working outside, you and your employees need to take the necessary precautions to protect against these poisonous plants and remain illness-free.
Depending on the specific type of store you manage and the items you offer, there are several exposures to consider, including risks related to property and product liability, crime and business continuity. Below provides an overview of these risks and more—helping you identify potential blind spots in your risk management and insurance programs.
From fires to floods, earthquakes to hurricanes, disaster can strike anytime, anywhere, and often with little to no advance warning. Here are our best tips for keeping your adventure sports business prepared for disastrous weather.
Preparing for the busy season takes serious work. As a seasonal business owner, it may feel like a massive undertaking in a short amount of time. Whether you own a whitewater rafting business in Idaho or you’re taking groups through the beautiful Utah landscape by foot, here are a few tips to help prepare your outfitter business for its best season yet.
Automobile accidents expose your business to liability risks, legal expenses, increased insurance premiums and elevated workers’ compensation rates. Regardless if your business leases for single usage or owns a fleet of commercial vehicles, adhering to the following guidance could help you reduce auto claims.
Whether you are transporting adventure seekers to and from the river or picking up camping gear from an incredible destination, your business likely relies on your ability to own a commercial vehicle. In 2022, policyholders should prepare for the rough terrain ahead.
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1504 8th Street | Lewiston, ID 83501
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CBIZ Sattler Adventure Sports Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of adventure sports businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a policy coverage to meet the needs for those in the recreation and outfitting industries. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.
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