Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.
To help your guides prepare for high-water this spring, William McGinnis, a rafting pioneer and award-winning, best-selling author of Whitewater Rafting, The Guide’s Guide Augmented: Reflections on Guiding Professional River Trips, put together his best tips on how to navigate swollen rivers.
How do we report a claim, and should we report all workplace injuries no matter how serious? Keep reading to find out how to determine when—and if—an injury is covered by workers’ compensation.
Small businesses have faced unprecedented challenges over the last few years. Many are hoping for a calmer 2023, but a possible recession, record-high inflation and labor shortages may make that unlikely. Being aware of the small business trends for 2023 can help organizations successfully meet their challenges and find growth opportunities.
Almost every outfitter faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility of a business becoming legally and financially responsible for injury, harm or damage to another party.
We thought we were heading into calmer waters after a significant reduction of COVID-19 cases. Now, news outlets are talking about inflation and the possibility of a recession. While we’ve already experienced inflation through gas prices and wages, what else do adventure sports outfitters need to prepare for?
Introducing children to a new experience may sound a little intimidating. Here are several considerations your business should keep in mind to ensure a smooth and safe adventure for youth explorers.
To help you get started, here’s a list of the top threats facing adventure sports business owners. As you read through, consider the unique risks facing your business and ask yourself whether those risks are being managed effectively.
Heat can be deadly by pushing the human body beyond its limits. A heatwave, an extended period of extreme heat that is often accompanied by high humidity, can be dangerous and even life-threatening for people who don't take the proper precautions. In a typical year, approximately 175 Americans succumb to the demands of the summer heat.
Automobile accidents expose your business to liability risks, legal expenses, increased insurance premiums and elevated workers’ compensation rates. Regardless if your business leases for single usage or owns a fleet of commercial vehicles, adhering to the following guidance could help you reduce auto claims.
Whether you are transporting adventure seekers to and from the river or picking up camping gear from an incredible destination, your business likely relies on your ability to own a commercial vehicle. In 2022, policyholders should prepare for the rough terrain ahead.
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CBIZ Sattler Adventure Sports Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of adventure sports businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a policy coverage to meet the needs for those in the recreation and outfitting industries. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.
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