CBIZ Adventure Sports Covers You More


Our program safeguards your adventure or extreme sports business. The CBIZ Adventure Sports policy can prevent major financial losses if your business is sued or held legally responsible in the event of bodily injury or damage. We cover most medical expenses, attorney fees, settlements, and reimbursements. With more than 70 years of adventure sports experience, our team is skilled at managing your exposure by customizing a policy to meet your unique needs.



CBIZ Adventure Sports Insurance Policy Scope

General Liability:

  • Limits available from $1 to $10 million per occurrence 
  • Umbrellas available for higher limits
  • Additional Insured’s available for everything from landowners to photoshoots to permitting agencies 
  • Liquor liability available 
  • Seasonal payment plans are available upon request
  • All carriers have an AM Best Rating of ‘A’ or above 



  • Access to multiple carriers 
  • Coverage available for high value & high risk properties 
  • Replacement cost coverage for buildings and contents
  • Can cover both business and personal property at designated locations
  • Business Interruption
  • Equipment (Inland Marine):
      • Coverage is not limited to one location
      • In the event of a loss, it replaces equipment with like kind and quality
      • Does not cover general wear and tear or maintenance of equipment   

Commercial Auto:

  • Limits from $1 to $5 million per occurrence
  • Umbrellas available for higher limits
  • Coverage available for both Courtesy Transportation and For-Hire Transportation
  • Able to meet filing requirements


  • Options to meet permitting requirements

Workers’ Comp:

  • Available in many states

Other Coverages Include:

  • Special Events
  • Professional Liability
  • Employment Practices Liability
  • Crime
  • Cyber
  • Flood
  • Sexual Abuse and Molestation

Our Adventure Sports Insurance Providers

Our relationships with the nation’s top providers allow us to give our customers options and competitive pricing.

  • Philadelphia Insurance
  • Nationwide Insurance
  • K&K Insurance
  • Progressive
  • Acuity Insurance
  • Mountain Guard
  • Auto-Owners Insurance
  • McNeil & Co.
  • The Hartford
  • Others


Man jumping over rocks on a hike wearing tennis shoes

Unique Coverage For Your Unique Adventure Business


CBIZ Adventure Sports is the largest insurer of action and adventure sports businesses in the U.S. As the leaders in the recreation and outfitting industry, we just may be sitting next to you in the raft, up next on the trail ride or taking part in an ATV tour. This passion and involvement means we understand your business and its unique risks to give you the best protection possible.  


graphic of a hunting cabin

Hunting Lodges

For the love of the great outdoors, hunting lodges open their doors to the beauty of nature and the excitement of seeking wild game. Whether your hunting activities are for a group or designed as an individual sport, protection for your guests and property needs to be a top priority.

graphic of a canoe

Watercraft Guided Tours

The sound of rushing water greets guests with an exhilarating feeling of accomplishment. Whether they are kayaking on the river, paddle boarding in a lagoon, or feeling the spray of water on a jet boat tour, protecting your property and your visitors is the utmost priority. 

Kayak, SUP, & Canoe Livery: Recreational outdoor activity using kayaks, canoes, and standup paddleboards to navigate a body of water. 
Jet Boat Tours: A short trip in a small boat taken for tourist reasons

graphic of tents at a campground


Gathering around while sharing stories and devouring s’mores is all part of the unique experiences campgrounds and RV parks share. Specific insurance requirements can vary for each state if you are an owner or an operator of RV parks and campgrounds. These remote or local areas can come with a lot of unwanted risk. To ensure you are receiving the correct coverage, we offer a policy that speaks your language.

graphic of a person white water rafting

White Water Rafting

Any day on the river is a good day, but unwanted risks can always be floating around. Our passionate team knows exactly what your business needs while on the water. Rafting is a recreational outdoor activity that uses an inflatable raft to navigate a river or other body of water. This is often done on whitewater or different degrees of rough water. Give your guests an adrenaline fix and feel protected with CBIZ Sattler Insurance.

graphic of an atv

Motorized Tours

Making your own path through the snow or driving ATV’s and UTV’s on untouched landscapes leave guests with a memorable and thrilling rush of excitement. We provide tailor-made insurance to protect against the hazards specific to your business, including concerns that are off the beaten path.  

Snowmobile Tours: Trail and mountain riding-based excursion to various destinations through snowy terrain. 
Jeep Tours: Passenger tour operations that offer off-road and road-based excursions to various destinations. 
ATV&UTV Tours: Guided outdoor activity using ATV’s and UTV’s to get to various destinations. 
Snow Cat:  An enclosed-cab, truck-sized, fully tracked vehicle designed to move on snow. 

graphic of equine riding tour

Equine Tours

Whether you are galloping in Wyoming or taking a desert ride through Arizona, we understand the unique risk you face and will be there to ride alongside with you. Equine tours cover riding outdoors on trails, bridle paths, and forest roads, but not on roads regularly used by motorized traffic. A trail ride can be of any length, including a long-distance, multi-day trip.

person fishing graphic

Fishing Guides

When it comes to outdoor activities using a guide for a group or individual hunting or fishing trip, we are there to help guide you upstream. Relying on boats, motor vehicles, and the water means you do not have a typical one-size-fits-all business. Our tailored policy and strong industry knowledge will make sure you get the right coverage at the right price. 

fish and bird graphic

Fins & Feathers

CBIZ Sattler Insurance offers insurance specifically tailored to fishing and bird hunting outfitters and guides. The Fins & Feathers policy is designed to protect guides and independent contractors, as well as the outfitters that employ them. The policy can prevent major financial losses if your business is sued or held legally responsible in the event of bodily injury or damage.  

Download the overview.

Request a fins & feathers quote here.



Request a Quote- hunter sitting in front of a tent waiting

800.615.8418 | [email protected]

1504 8th Street | Lewiston, ID 83501  

Monday - Friday | 8:30 a.m. - 5 p.m. (PST)


CBIZ Adventure Sports Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of adventure sports businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a policy coverage to meet the needs for those in the recreation and outfitting industries. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.