Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.
Adventure sports businesses regularly face several risks that could necessitate a temporary shutdown or reduction of operations, both of which can have devastating effects. Business interruption insurance can play a key role in ensuring operations resume following a catastrophe.
Your outfitter may be hosting day camps or field trips for younger adventurers, and children can pose a few risks that you wouldn’t normally think about when hosting adults. Here are some tips to keep in mind to ensure that every age gets the most out of their experience, and safety is at the forefront of planning.
Waivers are required for any outdoor business where participants could be at risk while partaking in the sport. Your customers will probably give this paper a quick skim and sign it without reading too much into it since they most likely know what they’re getting into.
Small businesses have faced unprecedented challenges over the last few years. Many are hoping for a calmer 2023, but a possible recession, record-high inflation and labor shortages may make that unlikely. Being aware of the small business trends for 2023 can help organizations successfully meet their challenges and find growth opportunities.
Almost every outfitter faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility of a business becoming legally and financially responsible for injury, harm or damage to another party.
Introducing children to a new experience may sound a little intimidating. Here are several considerations your business should keep in mind to ensure a smooth and safe adventure for youth explorers.
According to the Food and Drug Administration, approximately 85 percent of the population will develop an allergic reaction when exposed to poison ivy, oak or sumac. As a result of working outside, you and your employees need to take the necessary precautions to protect against these poisonous plants and remain illness-free.
Depending on the specific type of store you manage and the items you offer, there are several exposures to consider, including risks related to property and product liability, crime and business continuity. Below provides an overview of these risks and more—helping you identify potential blind spots in your risk management and insurance programs.
Automobile accidents expose your business to liability risks, legal expenses, increased insurance premiums and elevated workers’ compensation rates. Regardless if your business leases for single usage or owns a fleet of commercial vehicles, adhering to the following guidance could help you reduce auto claims.
Whether you are transporting adventure seekers to and from the river or picking up camping gear from an incredible destination, your business likely relies on your ability to own a commercial vehicle. In 2022, policyholders should prepare for the rough terrain ahead.
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CBIZ Sattler Adventure Sports Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of adventure sports businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a policy coverage to meet the needs for those in the recreation and outfitting industries. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.
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