Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.
According to the Food and Drug Administration, approximately 85 percent of the population will develop an allergic reaction when exposed to poison ivy, oak or sumac. As a result of working outside, you and your employees need to take the necessary precautions to protect against these poisonous plants and remain illness-free.
Depending on the specific type of store you manage and the items you offer, there are several exposures to consider, including risks related to property and product liability, crime and business continuity. Below provides an overview of these risks and more—helping you identify potential blind spots in your risk management and insurance programs.
Automobile accidents expose your business to liability risks, legal expenses, increased insurance premiums and elevated workers’ compensation rates. Regardless if your business leases for single usage or owns a fleet of commercial vehicles, adhering to the following guidance could help you reduce auto claims.
Whether you are transporting adventure seekers to and from the river or picking up camping gear from an incredible destination, your business likely relies on your ability to own a commercial vehicle. In 2022, policyholders should prepare for the rough terrain ahead.
Small businesses and the insurance industry continue to find the market challenging. Following multiple years of consistency, most insurance experts are discovering a hardening of the market across all commercial lines.
A new year means new adventures! Maybe you’ve been considering starting a hunting business in Wyoming or purchasing a campground in Tennessee. Regardless of the venture, deciding to own a business can feel overwhelming and scary. To help guide your future adventure, here are some tips for starting an outfitter and guide business.
Selecting the right structure for your outfitter business is important. As an owner, you may be trying to determine the right business framework for you — likely either a sole proprietorship or limited liability company (LLC). For many adventure sport owners, minimizing risk is top of mind, and an LLC is a way to gain added protection in addition to insurance.
With great powder comes great responsibility. Winter is quickly approaching, which means one thing… snow sports! Our team at CBIZ Adventure Sports has high hopes that the winter weather forecast for this season includes a lot of snow. Whether you own a dog sledding business in Minnesota or give guided tours of the beautiful Colorado landscape by snowmobile, here are a few tips to help prepare your outfitter business for its best season yet.
Adventure sports workers have a high risk for injuries while in the field. Your employees day-to-day in the office is nothing compared to those who work “desk jobs”. Protection for your team and strong insurance coverage that offers workers’ compensation is a necessity.
Campgrounds inherently come with a multitude of risks. Further, while most are independently owned, many have a tie to a national organization that requires inspections and certain minimum amenities. Keep these tips in mind to minimize your campground’s risk and help you meet any organizational requirements.
800.615.8418 | firstname.lastname@example.org
1504 8th Street | Lewiston, ID 83501
Monday - Friday | 8:30 a.m. - 5 p.m. (PST)
CBIZ Sattler Adventure Sports Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of adventure sports businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a policy coverage to meet the needs for those in the recreation and outfitting industries. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.
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