Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.
Outfitter employers are urged to prepare for impending legal changes including potential overtime rule shifts and evolving employee benefits requirements. To stay ahead of these challenges, it’s crucial for outfitters to employ proactive strategies, update their policies and closely monitor the anticipated compliance challenges that lie ahead.
Cost-driving trends have driven claims frequency to pre-pandemic levels, amplifying overall loss severity across the segment. Considering these developments, most insureds should anticipate ongoing premium increases in 2024.
The implementation of workplace safety measures and AI advancements have reduced employee injuries and associated workers’ comp claims. However, inflation, shifting workforce demographics and employee mental health challenges have raised some market concerns.
Did you know that 40% of occupational injuries occur among workers who have been in their roles for less than one year? Minimizing workplace injuries should be top of mind for adventure sports businesses, and implementing safety orientations in the onboarding process can play a major role in making this a priority.
All drivers, whether they’re taking the company vehicle out or simply commuting, should be prepared for anything Mother Nature throws their way. Driving in hazardous winter conditions requires special safety measures to stay safe.
Don't let safety concerns dampen your holiday spirit and turn into risk-mas. Whether it’s potential property damage or weather-related risks, winter can significantly impact your business’s operations.
In cold climates, everyone is susceptible to frostbite, but taking a few simple precautions can help keep your team and guests safe when participating in a winter sport.
Many outfitters rely on seasonal workers to supplement their business during peak times, such as the upcoming winter holiday season, when there’s an influx of activity and eager adventurers. While this additional help is certainly a benefit to your business and bottom line, there are important differences between seasonal employees and 1099 contractors.
Adventure sports businesses regularly face several risks that could necessitate a temporary shutdown or reduction of operations, both of which can have devastating effects. Business interruption insurance can play a key role in ensuring operations resume following a catastrophe.
Your outfitter may be hosting day camps or field trips for younger adventurers, and children can pose a few risks that you wouldn’t normally think about when hosting adults. Here are some tips to keep in mind to ensure that every age gets the most out of their experience, and safety is at the forefront of planning.
800.615.8418 | firstname.lastname@example.org
1504 8th Street | Lewiston, ID 83501
Monday - Friday | 8:30 a.m. - 5 p.m. (PST)
CBIZ Sattler Adventure Sports Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of adventure sports businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a policy coverage to meet the needs for those in the recreation and outfitting industries. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.
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