CBIZ Sattler Adventure Sports Blog

Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.

The Road to Coverage: Commercial Auto Insurance 101

  • 13 March 2024
  • Author: Ward, Hayden
  • Number of views: 1112
  • 0 Comments
The Road to Coverage: Commercial Auto Insurance 101

It’s important to protect your drivers and vehicles with adequate insurance coverage. That’s why many organizations turn to commercial auto insurance, which can provide the following benefits:

Must-Know Compliance Risks for Outfitter Businesses in 2024

  • 21 February 2024
  • Author: Ward, Hayden
  • Number of views: 1810
  • 0 Comments
Must-Know Compliance Risks for Outfitter Businesses in 2024

Outfitter employers are urged to prepare for impending legal changes including potential overtime rule shifts and evolving employee benefits requirements. To stay ahead of these challenges, it’s crucial for outfitters to employ proactive strategies, update their policies and closely monitor the anticipated compliance challenges that lie ahead.

The 2024 Auto Insurance Rate Outlook for Outfitters

  • 8 February 2024
  • Author: Ward, Hayden
  • Number of views: 2339
  • 0 Comments
The 2024 Auto Insurance Rate Outlook for Outfitters

Cost-driving trends have driven claims frequency to pre-pandemic levels, amplifying overall loss severity across the segment. Considering these developments, most insureds should anticipate ongoing premium increases in 2024.

Seasonal Employment or 1099 Contractors?

  • 7 November 2023
  • Author: Ward, Hayden
  • Number of views: 4980
  • 0 Comments
Seasonal Employment or 1099 Contractors?

Many outfitters rely on seasonal workers to supplement their business during peak times, such as the upcoming winter holiday season, when there’s an influx of activity and eager adventurers. While this additional help is certainly a benefit to your business and bottom line, there are important differences between seasonal employees and 1099 contractors.

Business Interruption Insurance: Why Do I Need It?

  • 25 October 2023
  • Author: Ward, Hayden
  • Number of views: 4799
  • 0 Comments
Business Interruption Insurance: Why Do I Need It?

Adventure sports businesses regularly face several risks that could necessitate a temporary shutdown or reduction of operations, both of which can have devastating effects. Business interruption insurance can play a key role in ensuring operations resume following a catastrophe.

Minimize Risks for Children Adventurers at Your Outfitter

  • 15 August 2023
  • Author: Ward, Hayden
  • Number of views: 6608
  • 0 Comments
Minimize Risks for Children Adventurers at Your Outfitter

Your outfitter may be hosting day camps or field trips for younger adventurers, and children can pose a few risks that you wouldn’t normally think about when hosting adults. Here are some tips to keep in mind to ensure that every age gets the most out of their experience, and safety is at the forefront of planning.

Understanding Marijuana Usage Rights at Your Outfitter

  • 7 August 2023
  • Author: Ward, Hayden
  • Number of views: 6728
  • 0 Comments
Understanding Marijuana Usage Rights at Your Outfitter

Workplace drug utilization is not permissible and you’re within your rights to ban employees from marijuana use while on the job. Even workers who possess a medical marijuana card or are protected under the Americans with Disabilities Act (ADA) could be terminated for working under the influence. 

Venturing Through Taxes for Adventure Sports Outfitters

  • 13 April 2023
  • Author: Ward, Hayden
  • Number of views: 6693
  • 0 Comments
Venturing Through Taxes for Adventure Sports Outfitters

You’ve probably heard the saying before that only two things are certain in life: death and taxes. While humorous, it is partially true. We’re taking a look at what adventure sports business owners need to know about paying taxes in the U.S. and the deductions they might be eligible for.

5 Employee Benefits Trends for 2023

  • 21 February 2023
  • Author: Ward, Hayden
  • Number of views: 6359
  • 0 Comments
5 Employee Benefits Trends for 2023

Current labor challenges are forcing employers to find ways to balance rising costs and inflation while providing employees with benefits they value and need. Understanding this year’s key employee benefits trends can help you assess whether your offerings meet employee demands and needs so that they can attract and retain talent.

Reporting Workers’ Compensation Claims

  • 15 February 2023
  • Author: Ward, Hayden
  • Number of views: 6974
  • 2 Comments
Reporting Workers’ Compensation Claims

 How do we report a claim, and should we report all workplace injuries no matter how serious? Keep reading to find out how to determine when — and if — an injury is covered by workers’ compensation.

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800.615.8418 | [email protected]

1504 8th Street | Lewiston, ID 83501  

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ABOUT US

CBIZ Sattler Adventure Sports Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of adventure sports businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a policy coverage to meet the needs for those in the recreation and outfitting industries. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.

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