Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.
Commercial general liability (CGL) insurance is an essential form of coverage for all outfitter and guide businesses, but they typically come with some exclusions. Understanding these will help your adventure sport business identify potential coverage gaps, minimizing the risk of costly out-of-pocket losses.
Vandalism poses a risk to nearly every business and its properties. While public buildings and structures often bear the brunt of such acts, private properties are not immune. Vandalism can cause physical and financial stress.
Severe weather conditions that occur in spring and early summer can be detrimental to your line of work, putting an unintended strain on your business. Make sure your outfitter is prepared by re-acquainting yourself with these spring weather threats and the measures you can take to minimize damage.
Fires can devastate small businesses, causing property damage, loss of inventory, disruptions in operations and even endangering the lives of customers and employees.
Adventure sports businesses regularly face several risks that could necessitate a temporary shutdown or reduction of operations, both of which can have devastating effects. Business interruption insurance can play a key role in ensuring operations resume following a catastrophe.
How do we report a claim, and should we report all workplace injuries no matter how serious? Keep reading to find out how to determine when — and if — an injury is covered by workers’ compensation.
Payroll garnishment is an uncomfortable topic for employers and employees alike. Not only is it complicated; it often touches on sensitive issues, such as personal debt. At the same time, every employer needs to be familiar with garnishment rules and regulations as it can happen to just about anyone at any time.
Small businesses have faced unprecedented challenges over the last few years. Many are hoping for a calmer 2023, but a possible recession, record-high inflation and labor shortages may make that unlikely. Being aware of the small business trends for 2023 can help organizations successfully meet their challenges and find growth opportunities.
Having outdated technology at your outfitter can negatively impact your business. Any transaction made online is an attractive target for major cyberattacks. To protect your network and keep your business profitable, it is critical that you understand the risks you face. It may even be time to upgrade a few of your systems.
Many adventure sports owners assume that their business is too small to be threatened by employee theft, or that all their employees are honest and loyal. Unfortunately, investigations into employee theft clearly indicate that it occurs much more frequently than employers realize.