CBIZ Sattler Adventure Sports Blog

Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.

Ward, Hayden
/ Categories: BLOG Articles

How Insurance Can Protect Your Outfitter from Vandalism

Broken Window at a busines

Vandalism poses a risk to nearly every business and its properties. While public buildings and structures often bear the brunt of such acts, private properties are not immune. Vandalism can cause physical and financial stress. However, with the right risk management strategies and property insurance in place, outfitter business owners can significantly reduce the risk of vandalism.

Strategies to Prevent Vandalism

Safeguard your business against vandalism by implementing these proactive measures:

  • Invest in lighting. Adequate lighting on the business premises can deter vandals by making it difficult for them to hide or operate under the cover of darkness. Bright lights should be installed in parking lots, alleys and other areas prone to vandalism. Motion-activated lights are particularly effective, as they startle intruders and draw attention to suspicious activity.
The best way to protect you, your employees and your business is to have the right insurance coverage. Download your copy of  The Ultimate Adventure Sports Guide  to learn more about which coverage your outfitter needs.
  • Install security cameras. Surveillance cameras serve as a powerful deterrent. Cameras should be placed strategically to cover all entry points, windows and vulnerable areas of the property. High-resolution cameras with night vision capabilities provide clear footage even in low-light conditions, aiding in identifying and prosecuting vandals.


  • Fence and secure the property. Where appropriate, add fencing around the property to create a physical barrier that makes it harder for vandals to gain access. Sturdy fencing materials should be used, and secure gates should be installed to control entry points.


  • Implement alarm systems. Alarm systems equipped with sensors can detect unauthorized entry or suspicious activity on the premises. Alarm systems must be connected to a  monitoring service  for swift response to emergencies.


  • Maintain regular maintenance. Keeping the property well-maintained can deter vandals. Promptly repairing any broken windows, doors or locks is essential to eliminate easy entry points. Graffiti should be removed to prevent the spread of vandalism and maintain the business’s professional appearance.


  • Change out locks. If your business recently moved into a new location, it’s important to replace door locks and key fobs from the prior tenants. This helps prevent anyone with copies of the old keys from entering the building. Requesting keys to be returned  after an employee leaves  the business is also crucial in limiting your chances of vandalism.


  • Engage with the community. Building positive relationships with neighbors and local law enforcement can help prevent vandalism. Business owners can encourage community members to report any suspicious activity around the business and collaborate with authorities to address security concerns. Participating in neighborhood watch programs can also enhance vigilance and deter criminal behavior.


  • Educate employees. It’s vital to  train employees to recognize signs  of potential vandalism and to follow security protocols effectively. They should be encouraged to report any suspicious individuals or activities to management or security personnel promptly. Implementing an employee awareness program promotes a culture of vigilance and enhances overall security awareness.


We’re Here to Help — CBIZ Adventure Sports Insurance

By implementing these proactive measures, business owners can effectively deter vandals and minimize the risk of costly damage. Vigilance and preparedness are key in mitigating the impact of vandalism. However, in the event of vandalism, commercial property insurance can help outfitter businesses respond in a cost-effective and expedient manner. Connect with us for more risk management and insurance guidance.  Request a free CBIZ Adventure Sport Insurance quote  today.

This blog may contain scenarios that are provided as examples only. In an actual claim situation, coverage is subject to the terms, conditions and exclusions of the policy issued. The information provided is general in nature and may be affected by changes in law or the interpretation of such laws. The reader is advised to contact a professional prior to taking any action based upon this information.

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CBIZ Sattler Adventure Sports Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of adventure sports businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a policy coverage to meet the needs for those in the recreation and outfitting industries. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.