Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.
Selecting the right structure for your outfitter business is important. As an owner, you may be trying to determine the right business framework for you — likely either a sole proprietorship or limited liability company (LLC). For many adventure sport owners, minimizing risk is top of mind, and an LLC is a way to gain added protection in addition to insurance.
With great powder comes great responsibility. Winter is quickly approaching, which means one thing… snow sports! Our team at CBIZ Adventure Sports has high hopes that the winter weather forecast for this season includes a lot of snow. Whether you own a dog sledding business in Minnesota or give guided tours of the beautiful Colorado landscape by snowmobile, here are a few tips to help prepare your outfitter business for its best season yet.
Adventure sports workers have a high risk for injuries while in the field. Your employees day-to-day in the office is nothing compared to those who work “desk jobs”. Protection for your team and strong insurance coverage that offers workers’ compensation is a necessity.
Campgrounds inherently come with a multitude of risks. Further, while most are independently owned, many have a tie to a national organization that requires inspections and certain minimum amenities. Keep these tips in mind to minimize your campground’s risk and help you meet any organizational requirements.
The uncertainty of COVID-19 has left adventure sports owners at an elevated risk for employment-related exposures and claims, including wrongful termination, discrimination and retaliation. The following insights address the most common of these risks and how to limit future risks.
A day out on the water is hard to beat. Stand-up paddleboarding (SUP), canoeing and kayaking are relaxing and fun activities for all ages. However, anything can happen and it’s best to be prepared for the unexpected. Stay protected for your next trip with these safety tips.
Whether you are planning an all-day hike or trekking through the desert, dodging danger on the trails can be difficult. Adding guests who hike at all different levels can intensify the experience. Stay prepared and protected for your next trip with these safety tips.
As an employer, your priorities include making your team feel valued and successfully managing your business. Unfortunately, even with best practices for staff relationships, employment practices liability (EPL) risks remain. Along with securing EPL coverage, staying current with market trends will provide your organization with the necessary information needed to respond appropriately and make coverage adjustments.
Research from technology solutions provider Datto indicates that 20% of ransomware victims are small and mid-sized businesses. These attacks create massive business interruptions and can lead to significant reputational harm for the impacted business, ransomware attacks are particularly damaging. Luckily, there are ways to protect you and your adventure sports business from these potential threats
As an employer, it’s something you hope will never happen – a claim of discrimination, harassment, wrongful termination or any other employment-related claim. But if it does, is your adventure sports business protected?