Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.
It’s important to protect your drivers and vehicles with adequate insurance coverage. That’s why many organizations turn to commercial auto insurance, which can provide the following benefits:
The drive to and from your adventure destination requires preparation and protection equal to that of the sport your group is participating in. In particular, driving larger vehicles, such as passenger vans or buses, poses unique safety hazards and distractions beyond those faced when driving our standard personal vehicles.
Outfitter employers are urged to prepare for impending legal changes including potential overtime rule shifts and evolving employee benefits requirements. To stay ahead of these challenges, it’s crucial for outfitters to employ proactive strategies, update their policies and closely monitor the anticipated compliance challenges that lie ahead.
Cost-driving trends have driven claims frequency to pre-pandemic levels, amplifying overall loss severity across the segment. Considering these developments, most insureds should anticipate ongoing premium increases in 2024.
The implementation of workplace safety measures and AI advancements have reduced employee injuries and associated workers’ comp claims. However, inflation, shifting workforce demographics and employee mental health challenges have raised some market concerns.
Did you know that 40% of occupational injuries occur among workers who have been in their roles for less than one year? Minimizing workplace injuries should be top of mind for adventure sports businesses, and implementing safety orientations in the onboarding process can play a major role in making this a priority.
All drivers, whether they’re taking the company vehicle out or simply commuting, should be prepared for anything Mother Nature throws their way. Driving in hazardous winter conditions requires special safety measures to stay safe.
Don't let safety concerns dampen your holiday spirit and turn into risk-mas. Whether it’s potential property damage or weather-related risks, winter can significantly impact your business’s operations.
In cold climates, everyone is susceptible to frostbite, but taking a few simple precautions can help keep your team and guests safe when participating in a winter sport.
Many outfitters rely on seasonal workers to supplement their business during peak times, such as the upcoming winter holiday season, when there’s an influx of activity and eager adventurers. While this additional help is certainly a benefit to your business and bottom line, there are important differences between seasonal employees and 1099 contractors.