Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.
Vandalism poses a risk to nearly every business and its properties. While public buildings and structures often bear the brunt of such acts, private properties are not immune. Vandalism can cause physical and financial stress.
Outfitter employers are urged to prepare for impending legal changes including potential overtime rule shifts and evolving employee benefits requirements. To stay ahead of these challenges, it’s crucial for outfitters to employ proactive strategies, update their policies and closely monitor the anticipated compliance challenges that lie ahead.
Cost-driving trends have driven claims frequency to pre-pandemic levels, amplifying overall loss severity across the segment. Considering these developments, most insureds should anticipate ongoing premium increases in 2024.
Adventure sports businesses regularly face several risks that could necessitate a temporary shutdown or reduction of operations, both of which can have devastating effects. Business interruption insurance can play a key role in ensuring operations resume following a catastrophe.
You’ve probably heard the saying before that only two things are certain in life: death and taxes. While humorous, it is partially true. We’re taking a look at what adventure sports business owners need to know about paying taxes in the U.S. and the deductions they might be eligible for.
Current labor challenges are forcing employers to find ways to balance rising costs and inflation while providing employees with benefits they value and need. Understanding this year’s key employee benefits trends can help you assess whether your offerings meet employee demands and needs so that they can attract and retain talent.
How do we report a claim, and should we report all workplace injuries no matter how serious? Keep reading to find out how to determine when — and if — an injury is covered by workers’ compensation.
Payroll garnishment is an uncomfortable topic for employers and employees alike. Not only is it complicated; it often touches on sensitive issues, such as personal debt. At the same time, every employer needs to be familiar with garnishment rules and regulations as it can happen to just about anyone at any time.
Small businesses have faced unprecedented challenges over the last few years. Many are hoping for a calmer 2023, but a possible recession, record-high inflation and labor shortages may make that unlikely. Being aware of the small business trends for 2023 can help organizations successfully meet their challenges and find growth opportunities.
Almost every outfitter faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility of a business becoming legally and financially responsible for injury, harm or damage to another party.