Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.
Research from technology solutions provider Datto indicates that 20% of ransomware victims are small and mid-sized businesses. These attacks create massive business interruptions and can lead to significant reputational harm for the impacted business, ransomware attacks are particularly damaging. Luckily, there are ways to protect you and your adventure sports business from these potential threats
As an employer, it’s something you hope will never happen – a claim of discrimination, harassment, wrongful termination or any other employment-related claim. But if it does, is your adventure sports business protected?
When most of us sit behind a wheel every day, it’s easy to forget about the risks that come with operating motor vehicles. That’s why a tailor-made insurance policy to protect against the hazards specific to your business, including concerns that are off the beaten path such as MedPay, is a necessity.
Phishing attacks are constantly evolving in order to capitalize on our information. Recently, we’ve seen an uptick of scammers sending phishing emails – even Zoom meetings - about the COVID-19 vaccine. As hackers get better and better at their game, it’s important to know how to spot a suspicious email to help your business avoid a cyber breach.
Each whitewater rafting operation is unique with different insurance needs, just like the class of the river varies by the water and obstacles surrounding it. At CBIZ, we are lucky to have a team well-versed in outdoor adventure. Our VP of Sales, Chris Frazee brings an extensive adventure sport background, having spent 18 years working for a raft manufacturer and being a former river guide in Idaho.
If you own an adventure sports business, you need the right outfitters and guide insurance to protect your company (and your heart). Without the right coverage, you’re at risk of financial loss if your property/gear is damaged or a guest is injured. Many outfitter owners are not sure if they’re compatible with this type of insurance.
The world of outfitters and guides is extremely unique from most businesses. You are always pushing limits and providing your customers with the most fun they have had in ages. Each adventure is full of thrill and excitement. However, unforeseen events can occur and leave you without income or equipment for a period of time.
"After an uncertain spring and a difficult summer, outfitters could use a break. Unfortunately, along the western coast of the United States, wildfires are raging. In this region of the country, over 5 million acres have burned in recent weeks. Thousands have lost their homes and businesses in California, Oregon, and Washington in one of the most intense fire seasons in recorded history." -America Outdoors
In part 1 of our series, Business Survival Plan: Guide to Finance, we focused on how to be financially secure during a crisis. Part 2 is about contingency planning to help you prepare for unexpected events minimizing their impact on your business.
Our first article in this two-part series will highlight the steps toward financial preparedness during a crisis. Whether it is a second wave of COVID-19, a natural disaster, or any number of other emergencies that may temporarily shut down your adventure sports business, it is always important to be prepared.
800.615.8418 | firstname.lastname@example.org
1504 8th Street | Lewiston, ID 83501
Monday - Friday | 8:30 a.m. - 5 p.m. (PST)
CBIZ Sattler Adventure Sports Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of adventure sports businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a policy coverage to meet the needs for those in the recreation and outfitting industries. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.
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