Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.
We thought we were heading into calmer waters after a significant reduction of COVID-19 cases. Now, news outlets are talking about inflation and the possibility of a recession. While we’ve already experienced inflation through gas prices and wages, what else do adventure sports outfitters need to prepare for?
Many adventure sports owners assume that their business is too small to be threatened by employee theft, or that all their employees are honest and loyal. Unfortunately, investigations into employee theft clearly indicate that it occurs much more frequently than employers realize.
Many business owners are distressed when they file an insurance claim given that these claims typically follow a devastating event such as a fire, disastrous weather, or a guest injury. To help you file a claim with ease, we’ve compiled some useful information to make the best of this trying experience.
To help you get started, here’s a list of the top threats facing adventure sports business owners. As you read through, consider the unique risks facing your business and ask yourself whether those risks are being managed effectively.
Thanks to satellite communicators, you and your guides can embark on any journey without the fear of losing reception. Satellite communicators can send and receive messages due to the network of satellites orbiting above planet Earth. Here are a few benefits to owning a satellite communicator so you won’t be saying, “10-7 Out of service. Leaving to the air.”
Offering employee benefits can be extremely beneficial to your adventure sports business. Though they may sound complicated or even expensive, they have the ability to improve several areas within your business such as hiring and retaining employees. The process of selecting, implementing and administering a benefits program can take time, however, once you get it right, it can actually help you in more ways than one.
If your business employs individuals who are vital to its success, key-person life insurance or key-person disability insurance can help protect you from chaos caused by their abrupt absence. These insurance solutions can give your organization options other than immediate bankruptcy should you lose your company’s key person or people without warning.
Depending on the specific type of store you manage and the items you offer, there are several exposures to consider, including risks related to property and product liability, crime and business continuity. Below provides an overview of these risks and more—helping you identify potential blind spots in your risk management and insurance programs.
From fires to floods, earthquakes to hurricanes, disaster can strike anytime, anywhere, and often with little to no advance warning. Here are our best tips for keeping your adventure sports business prepared for disastrous weather.
Preparing for the busy season takes serious work. As a seasonal business owner, it may feel like a massive undertaking in a short amount of time. Whether you own a whitewater rafting business in Idaho or you’re taking groups through the beautiful Utah landscape by foot, here are a few tips to help prepare your outfitter business for its best season yet.
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CBIZ Sattler Adventure Sports Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of adventure sports businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a policy coverage to meet the needs for those in the recreation and outfitting industries. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.
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