CBIZ Sattler Adventure Sports Blog

Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.

Seasonal Employment or 1099 Contractors?

  • 7 November 2023
  • Author: Ward, Hayden
  • Number of views: 4980
  • 0 Comments
Seasonal Employment or 1099 Contractors?

Many outfitters rely on seasonal workers to supplement their business during peak times, such as the upcoming winter holiday season, when there’s an influx of activity and eager adventurers. While this additional help is certainly a benefit to your business and bottom line, there are important differences between seasonal employees and 1099 contractors.

Understanding Marijuana Usage Rights at Your Outfitter

  • 7 August 2023
  • Author: Ward, Hayden
  • Number of views: 6728
  • 0 Comments
Understanding Marijuana Usage Rights at Your Outfitter

Workplace drug utilization is not permissible and you’re within your rights to ban employees from marijuana use while on the job. Even workers who possess a medical marijuana card or are protected under the Americans with Disabilities Act (ADA) could be terminated for working under the influence. 

Decrease the Chances of Employee Burnout with These Steps

  • 25 July 2023
  • Author: Ward, Hayden
  • Number of views: 6678
  • 0 Comments
Decrease the Chances of Employee Burnout with These Steps

Burnout — known as a state of physical, emotional or mental exhaustion — has always been an issue within the workforce, but it has become more prevalent as a result of the COVID-19 pandemic. Now more than ever, people are increasingly anxious and stressed.

5 Employee Benefits Trends for 2023

  • 21 February 2023
  • Author: Ward, Hayden
  • Number of views: 6359
  • 0 Comments
5 Employee Benefits Trends for 2023

Current labor challenges are forcing employers to find ways to balance rising costs and inflation while providing employees with benefits they value and need. Understanding this year’s key employee benefits trends can help you assess whether your offerings meet employee demands and needs so that they can attract and retain talent.

Reporting Workers’ Compensation Claims

  • 15 February 2023
  • Author: Ward, Hayden
  • Number of views: 6974
  • 2 Comments
Reporting Workers’ Compensation Claims

 How do we report a claim, and should we report all workplace injuries no matter how serious? Keep reading to find out how to determine when — and if — an injury is covered by workers’ compensation.

Payroll Garnishment Basics for Adventure Sport Businesses

  • 31 January 2023
  • Author: Ward, Hayden
  • Number of views: 4672
  • 0 Comments
Payroll Garnishment Basics for Adventure Sport Businesses

Payroll garnishment is an uncomfortable topic for employers and employees alike. Not only is it complicated; it often touches on sensitive issues, such as personal debt. At the same time, every employer needs to be familiar with garnishment rules and regulations as it can happen to just about anyone at any time.

Invest in Your Guides’ Futures with 401(k) Planning

  • 29 November 2022
  • Author: Ward, Hayden
  • Number of views: 4940
  • 0 Comments
Invest in Your Guides’ Futures with 401(k) Planning

Whether your employees are close to retirement or have decades left, saving for retirement is a key component of their financial security. Offering a 401(k) account or other retirement benefits as part of your benefits packages can increase employee loyalty and be a great recruitment and retention tool.

FMLA Basics for Outfitter Operations

  • 28 November 2022
  • Author: Ward, Hayden
  • Number of views: 3907
  • 0 Comments
FMLA Basics for Outfitter Operations

There are times when work and life collide, and one needs to take extended time off from work for a personal health issue or to care for an immediate family member. Yet, your guides may hesitate to request time off even if they are experiencing a severe health issue for fear of losing their job. In this article, we explore the basics of the Family Medical Leave Act and what it means for your outfitter business and your employees.

Prioritizing Mental Health for Outfitters Amid Inflation-Related Anxiety

  • 24 October 2022
  • Author: Ward, Hayden
  • Number of views: 4107
  • 0 Comments
Prioritizing Mental Health for Outfitters Amid Inflation-Related Anxiety

Financial stress can be a burden, but it can also negatively impact your mental health. During this period of increased inflation, it is especially important to understand the relationship between financial and mental wellness so you can apply strategies to help you improve both areas of your life and your business.

Keeping Discrimination Out of Your Outfitter Business

  • 2 September 2022
  • Author: Ward, Hayden
  • Number of views: 4246
  • 0 Comments
Keeping Discrimination Out of Your Outfitter Business

Discrimination has become a growing concern as environmental, social and governance (ESG) and diversity, equity and inclusion (DE&I) awareness continues to increase. Discriminative missteps can have major negative legal impacts upon your outfitter business and leadership. Review the top types of discrimination and recommendations to help protect you from potential claims.

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CBIZ Sattler Adventure Sports Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of adventure sports businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a policy coverage to meet the needs for those in the recreation and outfitting industries. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.

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