CBIZ Sattler Adventure Sports Blog

Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.

The 2024 Auto Insurance Rate Outlook for Outfitters

  • 8 February 2024
  • Author: Ward, Hayden
  • Number of views: 6710
  • 0 Comments
The 2024 Auto Insurance Rate Outlook for Outfitters

Cost-driving trends have driven claims frequency to pre-pandemic levels, amplifying overall loss severity across the segment. Considering these developments, most insureds should anticipate ongoing premium increases in 2024.

The 2024 Workers’ Compensation Outlook for Outfitters

  • 30 January 2024
  • Author: Ward, Hayden
  • Number of views: 6674
  • 0 Comments
The 2024 Workers’ Compensation Outlook for Outfitters

The implementation of workplace safety measures and AI advancements have reduced employee injuries and associated workers’ comp claims. However, inflation, shifting workforce demographics and employee mental health challenges have raised some market concerns.

Payroll Garnishment Basics for Adventure Sport Businesses

  • 31 January 2023
  • Author: Ward, Hayden
  • Number of views: 7408
  • 0 Comments
Payroll Garnishment Basics for Adventure Sport Businesses

Payroll garnishment is an uncomfortable topic for employers and employees alike. Not only is it complicated; it often touches on sensitive issues, such as personal debt. At the same time, every employer needs to be familiar with garnishment rules and regulations as it can happen to just about anyone at any time.

Invest in Your Guides’ Futures with 401(k) Planning

  • 29 November 2022
  • Author: Ward, Hayden
  • Number of views: 6467
  • 0 Comments
Invest in Your Guides’ Futures with 401(k) Planning

Whether your employees are close to retirement or have decades left, saving for retirement is a key component of their financial security. Offering a 401(k) account or other retirement benefits as part of your benefits packages can increase employee loyalty and be a great recruitment and retention tool.

Reduce Your Chances of Employee Theft With These Tips

  • 7 September 2022
  • Author: Ward, Hayden
  • Number of views: 8495
  • 0 Comments
Reduce Your Chances of Employee Theft With These Tips

Many adventure sports owners assume that their business is too small to be threatened by employee theft, or that all their employees are honest and loyal. Unfortunately, investigations into employee theft clearly indicate that it occurs much more frequently than employers realize.

Need to File a Claim for Your Adventure Sports Business? Here’s How!

  • 19 August 2022
  • Author: Ward, Hayden
  • Number of views: 9019
  • 0 Comments
Need to File a Claim for Your Adventure Sports Business? Here’s How!

Many business owners are distressed when they file an insurance claim given that these claims typically follow a devastating event such as a fire, disastrous weather, or a guest injury. To help you file a claim with ease, we’ve compiled some useful information to make the best of this trying experience.

A Quick Guide about Employee Benefits for Outfitter Businesses

  • 26 April 2022
  • Author: Ward, Hayden
  • Number of views: 8689
  • 0 Comments
A Quick Guide about Employee Benefits for Outfitter Businesses

Offering employee benefits can be extremely beneficial to your adventure sports business. Though they may sound complicated or even expensive, they have the ability to improve several areas within your business such as hiring and retaining employees. The process of selecting, implementing and administering a benefits program can take time, however, once you get it right, it can actually help you in more ways than one.

Key Person Insurance for Outfitters and Guides

  • 19 April 2022
  • Author: Ward, Hayden
  • Number of views: 6666
  • 1 Comments
Key Person Insurance for Outfitters and Guides

If your business employs individuals who are vital to its success, key-person life insurance or key-person disability insurance can help protect you from chaos caused by their abrupt absence. These insurance solutions can give your organization options other than immediate bankruptcy should you lose your company’s key person or people without warning.

Preparing Your Outfitter for Busy Season

  • 8 March 2022
  • Author: Ward, Hayden
  • Number of views: 6591
  • 0 Comments
Preparing Your Outfitter for Busy Season

Preparing for the busy season takes serious work. As a seasonal business owner, it may feel like a massive undertaking in a short amount of time. Whether you own a whitewater rafting business in Idaho or you’re taking groups through the beautiful Utah landscape by foot, here are a few tips to help prepare your outfitter business for its best season yet.

7 Ways to Reduce Your Business’ Auto Claims

  • 21 February 2022
  • Author: Ward, Hayden
  • Number of views: 8626
  • 0 Comments
7 Ways to Reduce Your Business’ Auto Claims

Automobile accidents expose your business to liability risks, legal expenses, increased insurance premiums and elevated workers’ compensation rates. Regardless if your business leases for single usage or owns a fleet of commercial vehicles, adhering to the following guidance could help you reduce auto claims.

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ABOUT US

CBIZ Sattler Adventure Sports Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of adventure sports businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a policy coverage to meet the needs for those in the recreation and outfitting industries. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.

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