CBIZ Sattler Adventure Sports Blog

Insights and tips on how to protect your adventure sports business, giving you and your guests peace of mind.

6 Commercial Auto Insurance Trends Driving the Second Half of 2024

  • 4 September 2024
  • Author: Ward, Hayden
  • Number of views: 686
  • 0 Comments
6 Commercial Auto Insurance Trends Driving the Second Half of 2024

Commercial auto insurance plays an essential role in protecting an organization’s drivers and vehicles, providing coverage for property damage, bodily injuries and liability from road accidents. Yet, this insurance sector has been tough for a decade, with rising rates, limited options and challenging market conditions.

Beware of These Commercial General Liability Exclusions

  • 26 July 2024
  • Author: Ward, Hayden
  • Number of views: 1061
  • 0 Comments
Beware of These Commercial General Liability Exclusions

Commercial general liability (CGL) insurance is an essential form of coverage for all outfitter and guide businesses, but they typically come with some exclusions. Understanding these will help your adventure sport business identify potential coverage gaps, minimizing the risk of costly out-of-pocket losses.

Safeguard Your Outfitter With Fire Prevention Strategies

  • 10 April 2024
  • Author: Ward, Hayden
  • Number of views: 3149
  • 0 Comments
Safeguard Your Outfitter With Fire Prevention Strategies

Fires can devastate small businesses, causing property damage, loss of inventory, disruptions in operations and even endangering the lives of customers and employees.

The Road to Coverage: Commercial Auto Insurance 101

  • 13 March 2024
  • Author: Ward, Hayden
  • Number of views: 4853
  • 0 Comments
The Road to Coverage: Commercial Auto Insurance 101

It’s important to protect your drivers and vehicles with adequate insurance coverage. That’s why many organizations turn to commercial auto insurance, which can provide the following benefits:

Passenger Van Safety Policy for Outfitters

  • 4 March 2024
  • Author: Ward, Hayden
  • Number of views: 8630
  • 0 Comments
Passenger Van Safety Policy for Outfitters

The drive to and from your adventure destination requires preparation and protection equal to that of the sport your group is participating in. In particular, driving larger vehicles, such as passenger vans or buses, poses unique safety hazards and distractions beyond those faced when driving our standard personal vehicles.

The 2024 Workers’ Compensation Outlook for Outfitters

  • 30 January 2024
  • Author: Ward, Hayden
  • Number of views: 6202
  • 0 Comments
The 2024 Workers’ Compensation Outlook for Outfitters

The implementation of workplace safety measures and AI advancements have reduced employee injuries and associated workers’ comp claims. However, inflation, shifting workforce demographics and employee mental health challenges have raised some market concerns.

Mastering Winter Road Conditions to Keep Your Business Safe

  • 3 January 2024
  • Author: Ward, Hayden
  • Number of views: 5133
  • 0 Comments
Mastering Winter Road Conditions to Keep Your Business Safe

All drivers, whether they’re taking the company vehicle out or simply commuting, should be prepared for anything Mother Nature throws their way. Driving in hazardous winter conditions requires special safety measures to stay safe.

From Snowfall to Revenue: 12 Essential Safety Measures for Winter Outfitter Businesses

  • 14 December 2023
  • Author: Ward, Hayden
  • Number of views: 4840
  • 0 Comments
From Snowfall to Revenue: 12 Essential Safety Measures for Winter Outfitter Businesses

Don't let safety concerns dampen your holiday spirit and turn into risk-mas. Whether it’s potential property damage or weather-related risks, winter can significantly impact your business’s operations.

Seasonal Employment or 1099 Contractors?

  • 7 November 2023
  • Author: Ward, Hayden
  • Number of views: 6805
  • 0 Comments
Seasonal Employment or 1099 Contractors?

Many outfitters rely on seasonal workers to supplement their business during peak times, such as the upcoming winter holiday season, when there’s an influx of activity and eager adventurers. While this additional help is certainly a benefit to your business and bottom line, there are important differences between seasonal employees and 1099 contractors.

Business Interruption Insurance: Why Do I Need It?

  • 25 October 2023
  • Author: Ward, Hayden
  • Number of views: 7233
  • 0 Comments
Business Interruption Insurance: Why Do I Need It?

Adventure sports businesses regularly face several risks that could necessitate a temporary shutdown or reduction of operations, both of which can have devastating effects. Business interruption insurance can play a key role in ensuring operations resume following a catastrophe.

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1504 8th Street | Lewiston, ID 83501  

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ABOUT US

CBIZ Sattler Adventure Sports Insurance, a division of CBIZ Insurance Services, Inc., is the largest insurer of adventure sports businesses in the United States. As part of an $850 million New York Stock Exchange traded company (CBZ), we developed a policy coverage to meet the needs for those in the recreation and outfitting industries. Our policy is underwritten by an A.M. Best Rated A++ (Superior) company.

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